MEDICAL EXPENSES: M.D., prescriptions, hospital WORLDWIDE EXCEPT EUROPE INCLUDING HYPERBARIC TREATMENT**
|
WITHOUT DEDUCTIBLE 300 000 € |
EUROPE Medical expenses, M.D., prescriptions, hospital INCLUDING HYPERBARIC TREATMENT**
|
WITHOUT DEDUCTIBLE 100 000 € |
| CHIROPRACTIC/PHYSIOTHERAPY |
Due to an accident and as prescribed by MD |
EMERGENCY DENTAL COVERAGE
|
75 € |
Dental orthodontics necessitated by accident
|
500 € per tooth only in case of accident |
| Optical lenses necessitated by accident |
400 € only in case of accident |
| TRAVEL COSTS |
| Medical evacuation to home country |
Unlimited |
| Repatriation of remains |
Unlimited |
| Transportation of 1 family member if insured hospitalized + 5 days |
2 000 € Maximum |
| DEATH COMPENSATION |
15 000 € |
DISABILITY resulting from an accident
|
| Permanent total |
75 000 € Maximum |
| Permanent partial (according to % of disability) |
from 1% to 99% |
| EMERGENCY RETURN TRANSPORTATION in case of a death or life-threatening illness/accident of a parent (mother/father/sister/brother) |
Necessary and reasonable expenses
|
THIRD PARTY LIABILITY COVERAGE
|
Personal injury (including legal expenses)
|
750 000 € Maximum |
Accidental damage to property (including legal expenses)
|
450 000 € Maximum |
| Damages to borrowed items |
1 500 € Maximum |
ASSAULT (must be reported within 24 hours to the police) |
Included in MEDICAL EXPENSES
|
| DISFIGUREMENT COMPENSATION (included in Disability resulting from an accident) |
15 000 € Maximum |
| Expenses for SEARCHES and RESCUE |
2 000 € |
| Transmission of urgent messages |
Included |
CASH ADVANCE (in case of theft) |
1 000 € |
| Bail |
7 500 € |
| Luggage insurance* |
2 000 € Maximum |
Including "theft prone" properties
|
300 € Maximum (300 € maximum per item) |
Diving equipment
|
1 500 € maximum |